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Money Fellows has over 4.5. million registered customers on its platform; however, solely 7% are monthly lively users. Money Fellows classifies its users as borrowers, savers or planners depending on where their place is in a ROSCA cycle and after they receive a payout.

It expenses a one-time service fee of about 6% to customers who choose its early spots; the proportion decreases down the road and turns to incentivized interest paid to customers at the end of the cycle.

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